
In a world where AI can write poetry, recognize tumors, and deepfake your boss, it seems absurd that loan officers are still retyping data and clicking through pop-up errors in Encompass®. And yet, here we are.
Let’s fix that.
Lender Toolkit’s Mortgage Automation as a Service (MaaS™) offering—featuring tools like Prism, Disclosure Automation, and Eligibility Engine—is built to do one thing: eliminate busywork and bring actual intelligence to the loan manufacturing process.
Here’s why we’re not just another plugin shop—and why Lender Toolkit delivers the Best Mortgage Automation Software on the market.
Real Efficiency, Not Just Fewer Clicks
Sure, automation software should save you time. But Prism does more than automate tasks, it actually thinks like an underwriter.

It’s an all-in-one automation platform that includes:
Data: Eliminate manual work with intelligent automation that indexes documents and extracts thousands of data points instantly.
Income: Accelerate decision-making with precise, guideline-aligned income calculations for every income type and loan product.
Assets: Gain a clear picture of borrowers’ asset strength with deep analysis of bank statements to reflect possible recurring transactions, large deposits, and overall financial behavior.
Clear: Experience lightning-fast underwriting with seamless integration into your workflow—delivering speed, accuracy, and confidence.
Translation: more loans closed, fewer conditions, less chaos.
Beyond Plugins: Full-Scale MaaS for Mortgage Operations
Let’s be clear: our PowerTools are fantastic Encompass plugin solutions (and there’s even a free tier, if you’re into that sort of thing). But the heavy hitters, the tools that fundamentally change how your operation runs, live in our MaaS ecosystem.
This includes:
- Disclosure Automation to streamline early disclosures and compliance
- Prism for automated underwriting
- Eligibility Engine to auto-check product and program fit
- Post-Close Automation to clean up the end of the loan process without tears
These aren’t plugins, they’re full-service, enterprise-grade automation engines designed to do what no other vendor dares: replace the manual mortgage process, not just patch it.
Cost Savings That Don’t Require a Spreadsheet to Understand
With Lender Toolkit’s MaaS tools, our clients are seeing:
- Up to 85% reduction in conditions per loan
- Hours shaved off every file
- Zero need to hire more ops staff just to “keep up”
You can automate your way to faster closings, higher margins, and fewer “Oops, I missed that field” moments. That’s not just savings. That’s ROI you can brag about to your CFO.
Scalability That Doesn’t Break the System (or the Team)
Whether you’re a boutique lender or a national shop running multiple Encompass instances, our tools scale with you. No duct tape required.
And because they’re integrated directly into your LOS workflows, there’s no need to retrain everyone, overhaul your tech stack, or sacrifice a weekend to onboarding.
Real Humans, Real Help
Implementation doesn’t have to feel like an existential crisis. Our Professional Services team has helped hundreds of lenders streamline their workflows, align systems with business goals, and transition to automation without the drama.
Need help fine-tuning Prism’s automation settings? Migrating to Encompass Web? Building automated disclosures that don’t self-destruct? We’ve got you.
The Bottom Line
Lender Toolkit offers more than just plugins or clever workflows. We provide the Best Mortgage Automation Software for lenders who are done tolerating inefficiency and ready to scale with confidence.
So if you’re still cobbling together macros and praying to the Encompass gods every time you click “Next,” maybe it’s time for something smarter.
Something like Prism. Something like MaaS. Something like… Lender Toolkit.
Ready to automate what actually matters?
Schedule a consultation and see what best-in-class mortgage automation looks like.